Borrowers Have Rights. Mortgage Companies Have Rules.
Borrower rights cases focus on holding lenders and mortgage servicers accountable when they mishandle accounts, ignore disputes, apply payments incorrectly, or push foreclosure forward without following the law.
Borrower Rights Issues We Handle
Wrongful foreclosure
Mortgage servicing errors
RESPA violations
Escrow mismanagement
Force-placed insurance disputes
Misapplied mortgage payments
Incorrect payoff balances
Dual tracking
Loan modification mishandling
Improper fees and charges
Failure to respond to borrower disputes
Confusing or inaccurate account statements
Sometimes the problem is not that the borrower did nothing. Sometimes the system made a mess.
Borrowers often reach out after months of confusing statements, missing payments, inconsistent instructions, or modification paperwork that seems to disappear into the fog.
That matters. Mortgage companies and servicers have obligations. When they fail to meet those obligations, the borrower may have defenses, claims, or leverage in the foreclosure case.
